Home Buying Made Simple: Smart Tips for buying your dream home!

Buying a home is exciting, but it can feel overwhelming. Whether you’re just starting or ready to make an offer, these simple steps will help you stay confident and make smart choices.

1. Get Ready Before You Start

Before you start house hunting, take time to learn the basics. Research the buying process, mortgage options, and market trends. Use a homebuyer checklist, like the , to stay organized.

Find the Right Agent

Not all agents are the same! Compare options, ask for recommendations, and check their registration with .

2. Set a Budget That Works for You

It’s more than just the price of the home. Factor in extra costs, such as:

✔️ Legal fees & land transfer taxes ✔️ Mortgage insurance & utility setup ✔️ Home inspection & appraisal ✔️ Moving costs & storage if needed

Plan for unexpected expenses by building a financial cushion.

3. Make a Smart Offer

Get Everything in Writing

If your agent offers incentives, make sure all details are documented to avoid surprises.

Protect Yourself with Conditions

Include key conditions in your offer, such as:

Mortgage approval – Ensure financing is confirmed before committing.
Home inspection – Verify the home is in good condition.
Sale of your current home – Avoid paying for two houses at once.

4. Pay Attention to the Details

Check the Home’s Systems

Ask about plumbing, electrical, and renovations. Make sure permits were issued for any updates. A professional home inspection can reveal hidden problems.

Be Clear About What’s Included

Confirm what stays—appliances, fixtures, or any repairs. Avoid assumptions and get it all in writing.

5. Stay Smart in a Bidding War

Don’t let competition push you beyond your limits. Before making an offer, decide:

💰 Your spending limit 📋 Must-have conditions 🏡 Essential features

Avoid waiving a home inspection or financing approval, even in a heated bidding war.

6. Plan for Closing Day

Make sure your closing date aligns with your move-in timeline. If there’s a gap, plan for temporary housing or storage.

Find Expert Guidance

A trusted real estate professional will guide you through every step.

📢 Ready to buy? Start your home search today with expert advice! Call Hala Abu Lughod, Your Trusted Local Realtor in London, Ontario with C21.